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Hong Kong healthcare and hospitals
OpinionLetters

Letters | Annual spending cap protects the medically and financially at risk

Readers discuss the healthcare revamp, greater public usage of the Central Kowloon Bypass, and higher education

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The shroff office at Kwong Wah Hospital in Mong Kok on December 16. Photo: Sun Yeung
Letters
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Hong Kong is gearing up for the launch of the healthcare revamp on January 1. While many people are worried about the rise in medical fees, I believe more people will come to see the benefits of the new fee structure. In particular, the HK$10,000 (US$1,300) annual spending cap will ensure that no Hongkonger in need faces crippling medical costs.

Eligible people can apply for the cap through the Hospital Authority’s mobile app. About 70,000 people are set to benefit.

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The spending cap is designed to ensure equitable access to public medical services. For eligible Hongkongers, the cap provides predictability and financial security. Even as gazetted fees rise, patients know their total annual liability will not exceed HK$10,000, with any excess carried forward to the following year.

For vulnerable groups, particularly families facing chronic or critical illnesses, the cap functions as a lifeline. These individuals often require intensive and repeated treatments. The cap ensures they can continue receiving care, reducing the likelihood of delayed treatment or medical avoidance due to financial hardship.

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At the systemic level, the cap strengthens social equity and trust in public healthcare. Having clear eligibility criteria reassures Hongkongers that the system protects them equally, while still prioritising the most medically and financially at risk. This dual approach balances fiscal sustainability with social justice.

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