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Explainer | Here’s what you need to know on how to invest in the Wealth Management Connect

  • The launch of the 300 billion yuan (US$46.5 billion) cross-border Wealth Management Connect marks a further opening up of China’s capital market
  • Each investor can only trade up to 1 million yuan on a net remittance basis

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The Wealth Management Connect is the first cross-border investment scheme tailor-made for the Greater Bay Area. Photo: Reuters
The launch of the cross-border Wealth Management Connect last Friday, Beijing’s first scheme tailor-made for the 11 cities of the Greater Bay Area, marks a further opening up of China’s capital market.
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The scheme allows Hong Kong and Macau residents to invest in onshore Chinese fund products through banks in the development zone, while residents in nine mainland Chinese cities in Guangdong province can invest in Hong Kong and Macau wealth products through local lenders.

An initial quota of 300 billion yuan (US$46.5 billion) in fund flows in both directions has been approved by the authorities for the 72 million residents of the Greater Bay Area.

Banks in Hong Kong like HSBC and Bank of China (Hong Kong) submitted applications on Monday to the Hong Kong Monetary Authority, but the city’s de facto central bank is likely to take some time to approve them. In all probability, the earliest the first products could be launched will be in October.

Hong Kong banks like HSBC are gearing up to launch wealth products catering to mainland investors from the Greater Bay Area. Photo: AFP
Hong Kong banks like HSBC are gearing up to launch wealth products catering to mainland investors from the Greater Bay Area. Photo: AFP
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Here is what you need to know on how to invest in the new connect scheme:

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